Presented byJohn Risica |
Located on a quiet cul de sac in the desirable neighborhood of Rumford, a subsection of East Providence, this turnkey Ranch features 3 bedrooms, 1 full bath, central ac, lawn irrigation and a partially finished basement with heat. This well-kept, low maintenance home offers what many have been waiting for and is ideal for first-time homebuyers, anyone looking to downsize or a growing family! Featuring a spacious eat-in kitchen with adjoined 3-season room porch which overlooks the fenced-in yard with patio while you enjoy morning coffee or to entertain larger groups and holidays. Benefit from conveniences of having first floor laundry in the mudroom, an attached 1-car garage, newer roof, hardwoods and vinyl siding. Includes all kitchen appliances with dishwasher and washer/dryer. Basement contains a secondary living room space or playroom, ample storage, utilities and 2nd laundry hookup. Within just minutes to Downtown Providence, the East Side and the South Attleboro Commuter Rail, this conveniently located property is also close to Glenlyon Playground, Rumford Center, area schools including the Myron J Francis Elementary & St. Margaret School, the Ten Mile River Greenway, Agawam and Wannamoisett Country Club. Offers are due on Monday, April 15th by 5pm.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
Sales Associate
William Raveis Real Estate
Phone: 401.743.5161
John.Risica@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,700 |
Total Monthly Payment | $2,624 | $2,568 | $3,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.