Presented byJohn Risica |
Welcome to this owner occupied 3 family home with a detached 2-car garage. The property has frontage on Branch Avenue, Lot 422 and 33 Luna Street, Lot 425. 33 Luna has the garage on it-it is not a buildable lot. Spacious fenced in yard. Each unit has 2 bedrooms, dining room, living room, eat in kitchen and full bath. The second and third floor units are currently occupied by month to month tenants. There are separate utilities for each unit. First and second floor have oil heat and third floor is gas on gas. First and third have separate hot water tanks and the second floor has tankless hot water. The electrical panels have been updated. Exterior is vinyl siding. The heating systems have not been replaced. Subject to the seller finding suitable housing.
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$450,000
Sales Associate
William Raveis Real Estate
Phone: 401.743.5161
John.Risica@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $452 | $452 | $452 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,486 | $2,393 | $3,087 |
Total Monthly Payment | $3,013 | $2,920 | $3,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.