Presented byJohn Risica |
Open house for Sunday 5/5 11am-12: 30pm has been cancelled due to an offer being accepted. Back on Market due to buyers financing falling through. Welcome home to this beautifully maintained ranch home offering 3 bedrooms and 1. 5 baths and a fully finished basement. The finished basement is heated and cooled with a walkout entrance, wet bar, half bath, office area and plenty of room that can be used as extra living space or potencial 4th bedroom. New hardwood flooring throughout, new granite countertops, new landscaping, new decking, fence and central A/C. One car attached garage and fully fenced in yard. The master bedroom has a separate entrance to the backyard deck. This home is very convienient to schools, shopping, restaurants and more! Easy access for commuters only minutes to route 146/95/ and 295. The Cumberland school system consistantly ranks among the best in the state and the town has a lot to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,999
Sales Associate
William Raveis Real Estate
Phone: 401.743.5161
John.Risica@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,127 | $2,744 |
Total Monthly Payment | $2,588 | $2,505 | $3,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.