45 Vassar Avenue, Providence, RI, 02906 | $1,185,000

This is a must-see hidden gem on the east side of Providence. The modest exterior conceals a unique home full of distinction and charm in its oversized, sunlit rooms. The elegant and expansive living room features tasteful built-in bookcases, cabinets and the first of two fireplaces in the home. The adjacent formal dining room has a beautifully coffered ceiling and a built-in corner china closet that is original to the home and has been updated with recessed led lighting. The living room and dining room boast new high quality oak-pegged floors that mimic the original floors of the home. There is a doorway from the dining room to a huge 3-year-old Trex deck. The open concept kitchen has a dinette area that can comfortably seat 12. A study rounds out the first floor. The recently carpeted staircase leads to the second floor that houses four large bedrooms. The large primary bedroom has four closets, including a cedar closet, and a private full bathroom. One of the bedrooms has a fireplace and can double as a study or den. The hallway has an enormous built-in linen-cabinet. The finished oversized attic room extends the length of the house and has a full bath, a walk in closet plus additional storage. The basement has three finished rooms, another full bathroom, and a second kitchen area. Additional features include a slate roof, full perimeter French-drains, a sump-pump, central-air on first floor, built-in a/c units in upstairs bedrooms, and beautiful molding throughout.

Features

  • Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
  • Rooms: 13
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Style: Colonial
  • Year Built: 1925
  • Garage: No Garage
  • Heating: Gas,Radiant
  • Cooling: Central Air,Wall Unit(s)
  • Basement: Full,Interior Entry,Partially Finished
  • Approx Sq. Feet: 4,234
  • Acreage: 0.11
  • Est. Taxes: $4,694
  • Appliances: Gas Water Heater
  • MLS#: 1358535
  • Website: https://www.raveis.com
    /eprop/1358535/45vassaravenue_providence_ri?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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John RisicaSales Associate

401.743.5161

John.Risica@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

45 Vassar Avenue, Providence, RI, 02906

$1,185,000

John Risica

Sales Associate

William Raveis Real Estate

Phone: 401.743.5161

John.Risica@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $948,000 $948,000 $948,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.430% 6.977% 6.664%
Monthly Tax Payment $391 $391 $391
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,760 $6,228 $8,258
Total Monthly Payment $6,276 $6,744 $8,774

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.